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Musicians Insurance

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Your instruments may have just been bought from the shop or you may have being strumming and blowing them for many years, but do you actually know the value of your instruments?  

It is important to insure your musical instruments for the correct value.  Under insuring your instruments could lead to a lower payout than you are expecting in the event of a claim or, even worse, having the claim thrown out all together.  

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  • Values of items fluctuate over time, some items will see their value rise while other items will see their market value drop. It is worth checking the value of your items on a regular basis.

  • Visit your local music shop and ask for a valuation, some shops will do this for free while others will charge a small fee. For expensive items we would need sight of a valuation that is no older than 3 years.

  • Or check the market price of your instrument. Remember that your instrument may no longer be being produced, in this case you should find out which model is the nearest modern equivalent.

  • Update your insurance policy regularly, this will ensure that your instruments will be fully insured for their true value in the event of a claim.

  • Look after your instruments, this will keep the value consistent

Our policies are directly listed to total sum of the items you insure, keeping the values up to date allows us to offer the best premium for your instrument.