Features and Benefits
The territorial limits are UK and Europe.
The policy provides indemnity in respect of the insured’s legal liability to third parties for accidental bodily injury and/or accidental damage or loss to third party property arising in connection with their activities as Entertainers/Musicians.
The limit of indemnity for any one claim is £5,000,000.
Significant exclusions & Limitations
-The third party property damage excess is £250.00 (there is no excess for personal injury claims).
-The policy excludes member to member cover.
“We offer Public and employer’s liability”
“PL protects against claims for loss, injury or damage where the and is proven to be negligent”
- Eg injury caused by a member of the public falling over a speaker wire
- Damage to a property
- Injury between members of the band
“Excludes contractual liabilities of the band (i.e. the band not turning up for a gig)
We can also extend our policies to include Employers Liability.
EL can also be included at £10,000,000
Employers Liability is needed by law if any member of the band is paid for their attendance
By law, all employees must be protected by EL