Cancellations

Allianz Cancellation

a You have the right to cancel this policy within 14 days of the start date or receipt of this policy document with your policy schedule, whichever is the latter. If you cancel within this 14-day cancellation period you will receive a full refund of any
premium paid. If you have made a total loss claim you will not receive a refund of the premium paid.

b You can cancel your policy at any time after the 14-day period and we will give you a refund of the money you have paid for the period of cover after the cancellation date

c The cancellation procedure detailed in a. and b. does not apply to policies with a duration of less than one month.

d We may cancel your policy at any time if you have been dishonest or fraudulent in any dealings with us. We will give you 7 days notice in writing to the last address you have given us and we will give you a refund of any money you have paid for the policy year after the cancellation date.

Aviva Cancellation

If you are an individual/sole trader (including a partnership in England and Wales) buying a policy which provides cover for you in both a private and business capacity, you have the right to cancel your policy during a period of 14 days either from the day of purchase or renewal of the contract or the day on which you receive your policy or renewal documentation, which ever is the later.

If you wish to do so and the insurance cover has not yet commenced, you will be entitled to a full refund of the premium paid.

Alternatively, if you wish to do so and if the insurance cover has already commenced, you will be entitled to a refund of the premium paid, subject to a deduction for the time for which you have been covered, calculated as a proportion of the time for which the insurance would have provided cover and for any cost incurred by us in issuing the policy.

To exercise your right to cancel your policy, please contact your insurance adviser, at the address shown on your Certificate of Insurance.

If you do not exercise your right to cancel your policy, it will continue in force for the term of the policy and you will be required to pay the full premium as stated

Alternatively, if you are not an individual/sole trader (including partnership in England and Wales) there are no cancellation rights under this policy.

Allianz Cancellation

a You have the right to cancel this policy within 14 days of the start date or receipt of this policy document with your policy schedule, whichever is the latter. If you cancel within this 14-day cancellation period you will receive a full refund of any
premium paid. If you have made a total loss claim you will not receive a refund of the premium paid.

b You can cancel your policy at any time after the 14-day period and we will give you a refund of the money you have paid for the period of cover after the cancellation date

c The cancellation procedure detailed in a. and b. does not apply to policies with a duration of less than one month.

d We may cancel your policy at any time if you have been dishonest or fraudulent in any dealings with us. We will give you 7 days notice in writing to the last address you have given us and we will give you a refund of any money you have paid for the policy year after the cancellation date.

Aviva Cancellation

If you are an individual/sole trader (including a partnership in England and Wales) buying a policy which provides cover for you in both a private and business capacity, you have the right to cancel your policy during a period of 14 days either from the day of purchase or renewal of the contract or the day on which you receive your policy or renewal documentation, which ever is the later.

If you wish to do so and the insurance cover has not yet commenced, you will be entitled to a full refund of the premium paid.

Alternatively, if you wish to do so and if the insurance cover has already commenced, you will be entitled to a refund of the premium paid, subject to a deduction for the time for which you have been covered, calculated as a proportion of the time for which the insurance would have provided cover and for any cost incurred by us in issuing the policy.

To exercise your right to cancel your policy, please contact your insurance adviser, at the address shown on your Certificate of Insurance.

If you do not exercise your right to cancel your policy, it will continue in force for the term of the policy and you will be required to pay the full premium as stated

Alternatively, if you are not an individual/sole trader (including partnership in England and Wales) there are no cancellation rights under this policy.