Your instruments may have just been bought from the shop or you may have being strumming and blowing them for many years, but do you actually know the value of your instruments?
It is important to insure your musical instruments for the correct value. Under insuring your instruments could lead to a lower payout than you are expecting in the event of a claim or, even worse, having the claim thrown out all together.
Values of items fluctuate over time, some items will see their value rise while other items will see their market value drop. It is worth checking the value of your items on a regular basis.
Visit your local music shop and ask for a valuation, some shops will do this for free while others will charge a small fee. For expensive items we would need sight of a valuation that is no older than 3 years.
Or check the market price of your instrument. Remember that your instrument may no longer be being produced, in this case you should find out which model is the nearest modern equivalent.
Update your insurance policy regularly, this will ensure that your instruments will be fully insured for their true value in the event of a claim.
Look after your instruments, this will keep the value consistent
Our policies are directly listed to total sum of the items you insure, keeping the values up to date allows us to offer the best premium for your instrument.
Instrument Care while travelling can make sure your instruments come back in the same condition.
Sometimes you need to transport your musical equipment. Whether you are hitting the road on tour or taking your guitar to a friend’s garage to jam these following tips will help you keep them safe.
- When loading and unloading equipment at a venue be extra vigilant as it can be a prime time for thieves to target your equipment. Always have someone standing by the van as items are being transported to and from a venue.
- Park your vehicle against a wall to stop people gaining access to the back doors.
- Install a good alarm system and consider deadlocks for the doors.
- Darken or tint the windows to stop people seeing in.
- Ensure the van is locked at all times when unattended.
- Use a car park with security if leaving it overnight, or park it in a garage if at home.
- Consider chaining all your equipment together in the van, this will make it more difficult for thieves to take items.
- If you are staying in a hotel consider taking your instruments into the room with you.
- Make sure you have the appropriate insurance for your instruments, never assume your instruments are covered, check your documents or give us a call.
- Remember for touring outside the UK your standard holiday Travel Insurance will not cover you for a working musician, a specialist policy can cover you when you take to the stage and give you the correct instrument care while travelling.
- If flying keep your instrument with you in hand luggage, this will prevent unnecessary damage by baggage handlers. Temperatures in the hold can get far below freezing and can cause damage to
Musical instrument care is paramount, correct cleaning and attention can make all the difference.
If you fail to look after your instruments properly it may cause damage the life of your instrument to end prematurely. The better the condition, the better the instrument will sound and play. Not forgetting a little bit of attention could save you money in replacement and repair bills. If you do not have the time it is worth getting the equipment serviced by a professional.
Using a little bit of common sense is essential in musical instrument care.
Do not eat food just before you play your instrument. It is all too easy for crumbs to fall onto or into your instrument. Wash and dry your hands before playing. If you play a wind or brass instrument, you will want to clean your mouth and lips too.
Avoid exposing the items to extreme heat or cold as this can cause the glue to degrade as well as warp the wood or metal. If your instrument is electronic then water and steamy environments should be avoided.
Always store your instrument in an appropriate place, leaving the item in a busy room could cause it to become knocked over and damaged.
Just following these simple rules will make your violin, guitar or keyboard last longer and be a pleasure to play.